Insurance to Protect your People
✧Final Expenses
✧Mortgage Protection ✧Income Coverage
Diamond Alfaro
Planning for the inevitable isn’t easy—but it can be clear, compassionate, and deeply human. Whether it’s protecting your loved ones from funeral costs, covering the mortgage, or making sure there’s income when it’s needed most, the right insurance plan offers peace of mind across life’s most uncertain moments.
You don’t have to navigate this alone. I’m here to help. Here to guide.
Mary
⭐⭐⭐⭐⭐
Diamond was knowledgeable, patient, and very warm. I felt like she took the time to make sure I understood the information, so I could make a choice that was best for me.
Happy Customers
More than clients taken care of!
Final Expense Insurance
Diamond Alfaro
Planning for the inevitable can be challenging, but safeguarding your loved ones' financial security doesn’t have to be. Final Expense Insurance provides peace of mind by covering end-of-life costs, ensuring that your family won’t be burdened by funeral expenses, medical bills, or other outstanding debts.
About Us
Helping You To
Prepare with Compassion
With a Master of Social Work and a lifelong love of clarity (and character sheets), I help folks navigate final expense planning with compassion, honesty, and zero pressure. Here to help. Here to guide.
Diamond Alfaro
Diamond Alfaro
NPN: 21422331
About Us
Helping You To
Manage Your Final Expense Insurance Needs!
With a Master of Social Work and a lifelong love of clarity (and character sheets), I help folks navigate final expense planning with compassion, honesty, and zero pressure. Here to help. Here to guide.
Diamond Alfaro
Diamond Alfaro
21422331
Everything You Need To Know
About Protective Insurance
At A Glance
What is Final Expense Insurance?
Final Expense Insurance is designed to cover the real costs that come at the end of a life, including funeral arrangements, medical bills, and other final needs. This functionally insures that your loved ones aren't left with the weight of financial stress. I offer guidance on the right policy for your needs.
What is Mortgage Protection Insurance?
Mortgage Protection Insurance helps ensure your loved ones can stay in the home you’ve built together, even if you’re no longer here. Depending on your needs, we can look at covering 6 months to 5 years of payments — or even paying off the home entirely. I’ll help you explore the right fit with care and clarity.
What is Paycheck Protection Insurance?
Paycheck Protection Insurance helps replace lost wages due to death, so your bills stay paid and your loved ones stay safe. It's purpose is to keep things steady for your loved ones so that they can acclimate and grieve without additional financial stress. I’ll help you find a plan that fits your budget and your reality.
Important Details
These insurance options are designed to protect what matters most—whether that’s covering funeral costs, keeping up with mortgage payments, or replacing lost income during a crisis.
Coverage is flexible, lasting as long as you need it to, and can be shaped to fit your budget and life circumstances.
It’s about creating a plan you and your loved ones can depend on, without guesswork or pressure. Allow me to provide you excellent service and peace of mind.
Everything You Need To Know About
Final Expense Insurance At A Glance
What is Final Expense Insurance?
Final Expense Insurance is designed to provide financial security for your loved ones by covering end-of-life costs like funeral expenses and medical bills. Ensure your family isn’t burdened during difficult times. Get guidance on choosing the right policy today.
Important Details
Final Expense Insurance offers coverage for funeral costs, outstanding debts, and medical bills. With lifelong protection, you can choose affordable coverage that fits your needs. Ensure your family’s financial future is secured today.
Reviews
Real-Life Testimonials
From Satisfied Clients
Mary
Diamond was knowledgeable, patient, and very warm. I felt like she took the time to make sure I understood the information, so I could make a choice that was best for me.
Archie
Diamond took the time to explain everything well so I know exactly what I'm getting, and she is very pleasant to speak with! My previous insurance had lapsed, and she was able to get me an equivalent insurance for a very low price.
Terri
Diamond is great! She took the time to explain all my options, without any pressure or confusing jargon. She had all the answers! She is a real gem!
Reviews
Real-Life Testimonials
From Satisfied Clients
Mary
"Diamond was knowledgeable, patient, and very warm. I felt like she took the time to make sure I understood the information, so I could make a choice that was best for me."
Archie
"Diamond took the time to explain everything well so I know exactly what I'm getting, and she is very pleasant to speak with! My previous insurance had lapsed, and she was able to get me an equivalent insurance for a very low price."
Terri
"Diamond is great! She took the time to explain all my options, without any pressure or confusing jargon. She had all the answers! She is a real gem!"
More Info
Important Questions
Which is Right for Me?
That depends on what you’re protecting. If your priority is covering funeral costs, final expense insurance may be enough. If you're safeguarding a home or your family's day-to-day income, mortgage or paycheck protection might be the better fit. Everyone’s needs are different—and I’m here to help you find the option that makes the most sense for you..
How Much Coverage Do I Need?
Coverage depends on your goals—whether you're planning for a funeral, protecting a home, or replacing income. Final Expense Insurance typically ranges from $5,000 to $50,000; enough to cover funeral costs (which average $7,000–$10,000 in the U.S.), medical bills, and debts. For mortgage or paycheck protection, we’ll look at your monthly expenses and how long you'd like coverage to last. I’ll help you figure it out—clearly, honestly, and without pressure.
Is Medical Underwriting Required?
In many cases, no medical exam is needed to qualify! Policies are often easier to qualify for compared to traditional life insurance, even for individuals with health conditions.
Can I Choose My Beneficiaries?
Absolutely. You can name anyone you trust as your beneficiary; they don’t need to be a relative. You can also choose more than one person and decide how the benefit is divided.
Nonprofit organizations can be named as well! If there's a cause close to your heart, your policy can help support it.
It’s your plan and your legacy. You decide how it happens.
How do I Sign Up?
We start with a conversation. I offer free, no-obligation phone consultations to walk you through your options and answer your questions, without the pressure of having to make a purchase right away. We’ll look at your goals, compare plans, and find the right coverage for your needs and budget.
You can schedule a time that works for you using the button below.
Let’s build something that brings peace of mind to the people you care about.
More Info
Important Questions
Is Final Expense Insurance Right for Me?
Final Expense Insurance is ideal if you’re looking for a simple, affordable way to cover end-of-life expenses without burdening your family. It’s especially suitable for individuals who want guaranteed coverage and don’t require a large policy, but prefer peace of mind knowing that funeral costs, medical bills, and debts will be covered.
How Much Coverage Do I Need?
Coverage varies based on your specific needs. Typically, Final Expense Insurance policies range from $5,000 to $50,000, depending on how much you want to cover for your funeral, medical costs, or outstanding debts. The average funeral cost in the U.S. is about $7,000 to $10,000.
Is Medical Underwriting Required?
In many cases, no medical exam is needed to qualify for Final Expense Insurance. Policies are often easier to qualify for compared to traditional life insurance, even for individuals with health conditions.
Can I Choose My Beneficiaries?
Yes, you can select your beneficiaries. They will receive the payout upon your passing to cover funeral arrangements or other final expenses.
How do I Sign Up?
Need personalized guidance? Book a one-on-one appointment with me, and I’ll help answer your questions, walk you through your final expense insurance options, and find the best coverage tailored to your needs. Schedule your free consultation today and start securing peace of mind for your family’s future.
Looking for a First-Class Final Expense Insurance Consultant?
Looking for a First-Class Final Expense Insurance Consultant?
Diamond Alfaro is committed to serving you at the highest level with all your Final Expense Insurance needs.
National Producer Number: 21422331
Company
Directories
Legal
Diamond Alfaro is committed to serving you at the highest level with all your Final Expense Insurance needs.
National Producer Number: 21422331
Company
Directories
Legal